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Siroco Estates FREE E-Books RRP £12.95 Morocco
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We have a selection of 'HOT' Properties for sale in Morocco and Spain which can be great value for holiday lettings or investments.
Apartment in Asilah
From 104,065 €
The Atlantis front line apartments are currently under construction and due to be completed late....
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Apartment in City centre
From 150,000 €
145 m² 3 bed apartment in the heart of Tangiers, overlooking the well known msallah garden tenis....
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Duplex in Asilah
From 130,000 €
3 bed 2 bath duplex apartment of 200m2 totaly reformed, 1st floor fitted kitched, living room,....
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Finance
THE MORTGAGE
We can arrange mortgages between 50% - 100% of the property value with leading local Banks. Proof of income is required. e.g. A P60 if you are employed or last year’s Tax Return for self-employed persons. Please note these mortgages are more often than not Non Status Mortgages. We require only minimal proof of income and no enquiries are made concerning your financial commitments or existing loans/finance obligations within the UK.Our Mortgages are arranged through leading world banks and are generally provided for terms up to 25 years.
EXTRAS TO PURCHASE PRICE
Most mortgage lenders will charge around 1% for the set up of your mortgage. Be sure to ask about the set up fee before proceeding with your chosen lender.
HOW DO I PURCHASE A PROPERTY WITH SIROCO ESTATES?
Buying a property abroad holds fantastic investment opportunities, most of our developments are around 20% under market value. Some property markets are increasing at up to 20% per annum. Purchasing a property in Morocco or Spain is easier than you expect, please take your time and browse through our selection of hand picked properties.
Typical Example - 2 Bed/2Bath Apartment in Morocco
£ 35,000 Purchase Price with an 70% Mortgage
| Reservation Deposit | £2,500 |
| 30 days later balance of 30% deposit | £8,000 |
| Contract and agency fees plus 16% VAT* | £3,300 |
| Total Deposit (nothing else until completion) | £13,800 |
| On completion either pay the balance of 70% by cash or take advantage of a prearranged mortgage | £24,500 |
| Total payment on completion | £24,500 |
| Moroccan VAT is generally included in the purchase price |
Typical Example - 2 Bed/2 Bath Apartment in Spain
£ 130,000 Purchase Price with an 80% Mortgage
£ 130,000 Purchase Price with an 80% Mortgage
| Reservation Deposit | £2,500 |
| 30 days later balance of 20% deposit | £23,500 |
| Spanish VAT at 7% on deposit* | £1,820 |
| Contract and agency fees plus 16% VAT* | £3,300 |
| Total Deposit (nothing else until completion) | £31,120 |
| On completion either pay the balance of 80% by cash or take advantage of the prearranged mortgage | £104,000 |
| Plus pay the 7% VAT on the 80% balance | £7,280 |
| Total payment on completion | £111,280 |
*Please remember to always budget for an additional 5% to 15% above the purchase price to allow for VAT (or local equivelent) and administration, Notary, Mortgage arrangement charges and Land Registry fees. Please Note: This Document has No Contractual Value, all figures quoted are for illustration purposes only
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